SCHOLARSHIPS & FINANCIAL AID

There are several ways to find money to pay for post-secondary education: Federal and State Government, College and University Scholarships, and Local and Private Scholarships.

 

 

 

 

 

“Gift aid” or free money includes grants and scholarships - this is financial aid that doesn’t have to be repaid.  Usually grants are  need-based and might be awarded to low income students.  Scholarships are generally merit-based and might be awarded to students with high grades and test scores.                                      

 

The source for grants and scholarships includes the federal government, your state government, your college or technical school, or a private or nonprofit organization.  Apply for any grants or scholarships you might be eligible for, and meet application deadlines!

 

For private schools, also complete the CSS Profile  at https://student.collegeboard.org/css-financial-aid-profile.  This completed application is for nonfederal financial aid from almost 300 colleges.

 

A tool that students can use to estimate their “net price” to attend a particular college or university is the Net Price Calculator. Net price is the difference between the “sticker” price (full cost) to attend a specific college, minus any grants and scholarships for which students may be eligible. Sticker price includes direct charges (tuition and fees, room and board) and indirect costs (books and supplies, transportation, and personal expenses).

 

 

 

 

 

 

 

 

                                   There are thousands of scholarships, from several types of organizations. Scholarships are awarded for various reasons, strong academics, an athlete, musician, or another unique talent, your parent works for a particular company, etc.  Watch out for  scholarship scams.

 

                                             

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

CHECK OUT THESE SCHOLARSHIP LINKS

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NC Counseling Association

© 2019 by Charlotte I. Kaplan